[en] Cambodia; [en] Regulation; [en] Microfinance; [en] Interest rate cap
Abstract :
[en] Interest rate restrictions have often been set in financial inclusion schemes. Yet, such regulations may present drawbacks affecting both microfinance institutions and their clients. This note presents a case study carried out in Cambodia, where an interest rate cap has recently been set. Beside the insights directly related to the case, theoretical conclusions are drawn to help regulators better understand what to consider when seeking to intervene in a microfinance market.
Research center :
CERMI - Microfinance
Author, co-author :
Caballero-Montes, Tristan ; Université de Mons > Faculté Warocqué d'Economie et de Gestion > Service d'Economie et gestion de l'entreprise
Godfroid, Cécile ; Université de Mons > Faculté Warocqué d'Economie et de Gestion > Service d'Economie et gestion de l'entreprise
Labie, Marc ; Université de Mons > Faculté Warocqué d'Economie et de Gestion > Service d'Economie et gestion de l'entreprise
Language :
English
Title :
Research Note N°1 on Microfinance Regulation - Interest Rate Restrictions and Microfinance: Insights from Cambodia
Publication date :
15 November 2020
Number of pages :
4
Research unit :
W742 - Economie et gestion de l'entreprise
Research institute :
R250 - Institut de recherche pour le Développement sociétal et territorial
